One of the first questions that most people have following an accident is: How to Pay Medical Bills After a Crash? We all know that medical treatment can be costly. We also know that if someone is injured, they can’t get back to their regular lives including work. If someone isn’t working that can cause more financial stress — on top of medical bills. And around and around it goes.
Good news! There is coverage in place in Pennsylvania to help with medical treatment. It is called Personal Injury Protection. “PIP Benefits” for short.
How Much PIP is on a Pennsylvania Auto Policy?
By law everyone who has auto insurance in PA is required to have $5,000 in PIP coverage. This means that if you are injured in a crash, you will have at least $5,000 to put toward medical treatment. Why “at least”? Well, that is the minimum, but you can purchase additional PIP coverage to make sure you are fully covered. Let’s say rephrase that… you should purchase additional PIP to be fully covered.
How much PIP should an average PA driver have on their policy? That depends on your individual circumstances. Graham & Mauer attorneys are happy to offer free policy reviews if you have a question about your coverage. Do I need to be a current client for a review of my coverage by an experience attorney at G&M?
No. In fact, we prefer that people ask those insurance question before they are in a crash and need the coverage. We want you to know the answer to “How to pay medical bills after a crash” before a crash.
Other Considerations
While you are thinking about your coverage… don’t forget to make sure that your policy has a Full Tort Option. You can watch G&M’s video on why Full Tort is critical for the financial protection of your loved ones HERE.
Insurance is complicated. Recovering from injuries is hard. Get help from experienced attorneys who can take care of the paperwork for you, so that you can focus on your treatment. A personal injury attorney, like those at Graham & Mauer will help you to get all of the benefits you are entitled to following a crash.
Don’t leave compensation on the table!
